Down payment assistance (DPA) helps homebuyers with grants, which don't have to be paid back, reducing the amount homebuyers need to save for a down payment. Oklahoma has numerous DPA programs which you might qualify for. Once we set you up with a lender to get you pre-qualified for a loan they can also let us know if you qualify for DPA.

There is a lot of real estate terminology used during the home buying and selling process and we are here to help you understand those terms. We have created an eBook, click to download,  of the most commonly used real estate terms and their definitions in order to help you better understand terminology used along your home buying or selling process.

Just as students’ report cards provide a snapshot of their school performance, the Oklahoma School Report Cards show how public schools across Oklahoma are serving students in a variety of areas. 

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1. Predictable payments

A landlord can raise your rent whenever a lease expires—and often by as much as he pleases. But as a homeowner, you can lock in a predictable mortgage payment for as long as 30 years.2. AppreciationOwning a house provides you with a valuable asset and financial stability, by purchasing a home, you’ll have an asset that, in many cases, will appreciate in value over time. This makes your home one of the best investments you can make and a way to establish a financial foundation for future generations (aka your kids).3. Tax benefitsThe many expenses of owning a home—like property taxes and accounting costs—are tax-deductible. The largest deduction is generally the interest you pay on your mortgage.

4. It’s cheaper

Sure, there’s the upfront cost of the down payment and closing. After that, the monthly outlay of owning a home is much less than paying rent in the majority of markets in the U.S. plus, mortgage rates are currently low, making it an economically wise choice to purchase a home sooner than later.

5. Community tiesOwning a house you plan to stay in for a while also allows you to have an impact on your community with your taxes benefiting local infrastructure, schools, and organizations. You’ll also have a voice—if you wish—in how things are run in your area.

6. It’s yours!This may seem fairly obvious, but it’s worth emphasizing: With a rental, you run the risk of getting kicked out at the end of your lease. With a home, you can live there indefinitely. And isn’t there something comforting in knowing there’s a place where you’ll always have a roof over your head?

Buying your first home can be a bit stressful and challenging. My free ebook can help make the process easier.  This step-by-step guide includes what to expect with home ownership, preparing and creating a plan to get the most out of the home ownership journey, should I continue to rent, how much do I need for a down payment, etc. After you hit Submit check your email for your "Guide". 

Whether it's your 1st time buying a home or not it would be to your advantage to talk with a realtor before you start the home buying process. Before you even start looking at homes the first step is to get you pre-qualified with a mortgage lender. This tells us how much home you can afford so we know what price point to start at. 

Once you're pre-qualified my goal is to educate and guide you through the entire process. I want to make the journey for you simple, fun and rewarding. Also, as a buyer my services cost you absolutely nothing.

If you plan on buying or selling your home, contact me and lets start your journey today!